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Madam Budget

Helping You Grow Your Financial Future

7 Tips To Stop Harassment From Bill Collectors

July 8, 2021 by Elisha. This post may contain affiliate links. 6,748 Comments

Everyone gets behind on their bills at least once in their life.  Due to different circumstances.  Some of these could be due to a job loss, low income, emergency expenses or just plain poor money management skills. If you do find yourself in a position of getting behind on your bills you may also come […]

Filed Under: bills, debt, money management Tagged With: bill collectors, collection agencies, debt

5 Tips To Fix Up A Foreclosure On A Budget

February 17, 2021 by Elisha. This post may contain affiliate links. 17,892 Comments

You just bought your very first house and it’s a foreclosure.  Now what? The crash of the housing market and recession a few years ago had caused a fluctuation of foreclosed houses to appear on the market.  Foreclosed homes before the recession usually were huge red flags that you wanted to avoid as a first […]

Filed Under: credit report, first house, how to buy a house, money management Tagged With: buy a foreclosed house, buy a house, foreclosed home

10 Best Budget Apps

August 31, 2019 by Elisha. This post may contain affiliate links. 2,887 Comments

We all can use a little extra help with saving and spending our money wisely. The best financial gurus sometimes slip up and forget to follow their own budget.  Stay on top of your finances by trying out one of the 10 budget apps listed below.  A budget can be hard to keep but, an […]

Filed Under: budget, budget apps, budget sheets, budget worksheets, money management, written budget Tagged With: budget, budget apps, manage money

7 Incredible Financial Planners, Budget Sheets And Bill Schedulers To Help Rock Your Financial Goals In 2019

February 20, 2019 by Elisha. This post may contain affiliate links. 10,744 Comments

Have you considered how you will keep track of your financial goals this year?  How do you plan to save on top of your budget? Goals are the compass that points us in the direction of our dreams.  Without goals it’s easy to get lost.  This includes setting goals for our financial dreams.  Dreams such […]

Filed Under: bills, Budget, budget sheets, debt, financial goals, Financial Growth, income, money management, personal finance Tagged With: budget, budget sheets, financial goals, grow wealth, manage money

6 Financial Goals To Start Now For 2019

January 22, 2019 by Elisha. This post may contain affiliate links. 6,507 Comments

Don’t let 2019 end up being another year where you don’t take your finances seriously. Yes, I know it seems over whelming and you just want to pull the covers over your head and act like your financial mayhem doesn’t exist. You want to simply continue to spend money without giving a second thought about […]

Filed Under: Budget, financial goals, Financial Growth, money management, Save Tagged With: financial goals, save

8 Ways To Avoid Using Credit Cards And Creating Debt 

January 10, 2019 by Elisha. This post may contain affiliate links. 3,141 Comments

  Do you fear opening the mailbox?  Do you cringe when the phone rings and you don’t recognize the number? Sounds like you may be experiencing too much credit card debt. How will you get out? It’s like that cookie jar that set on the counter when you were a kid.  You see it so you […]

Filed Under: Budget, credit card, debt, Financial Growth, money management, personal finance, Uncategorized Tagged With: budget, credit card, debt, financial goals, manage money, personal finance

4 Ways To Massively Grow Your Money Tree

December 23, 2018 by Elisha. This post may contain affiliate links. 104 Comments

  Start off this New Year by organizing your financial goals.  This budget planner is no ordinary planner.  It includes an area to map out your bank account details, bill tracker sheets, monthly donation tracker sheets, debt tracker sheets, daily expense trackers, and monthly budget worksheets where you can write down and keep track of […]

Filed Under: Financial Growth, investments, make money, money management, personal finance, Uncategorized Tagged With: financial goals, grow wealth, income, money stress, personal finance, save money, wealth

How To Stop Living Paycheck To Paycheck

December 18, 2018 by Elisha. This post may contain affiliate links. 17 Comments

“No matter how much you earn, getting by is still a struggle for most people these days.  Seventy-eight percent of full-time workers said they live paycheck to paycheck, up from 75 percent last year, according to a recent report from CareerBuilder,” states Jessica Dickler in her article from cnbc.com. You make $1,000 a week you spend […]

Filed Under: budget, Financial Growth, income, money management, personal finance, Save, side hustle, start a business, Uncategorized Tagged With: budget, grow wealth, income, make money, manage money

How To Simply Use A Credit Card To Improve Your Credit Score

November 28, 2018 by Elisha. This post may contain affiliate links. 10,122 Comments

Learn to use a credit card properly and you’re be surprised at the benefits it’ll offer. Credit cards often get a bad rap and for good reason.  If you abuse the use of a credit card you’ll be up a creek without a paddle.  Credit card debt is nothing to play with. Just the idea […]

Filed Under: credit card, credit report, credit score, first house, income, money management, Uncategorized Tagged With: budget, buy a house, financial goals, home ownership, manage money

7 Must Read Personal Finance Books to Ease Your Money Stress

November 15, 2018 by Elisha. This post may contain affiliate links. 7,176 Comments

Are you interested in sharpening your personal finance skills or have someone in your life who is?  Think about giving a book as a gift this year.  The book lover in your life will appreciate it. It’s nice to have a change of scenery and read a book sometimes instead of always staring at your phone […]

Filed Under: books, Budget, Financial Growth, frugal, income, investments, money management, personal finance, personal finance books, Save, Uncategorized Tagged With: books, budget, financial goals, grow wealth, income, investing, make money, manage money, money, money stress, personal books, save money

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My name is Elisha and I’m your Madam Budget, the author and owner of this site.  I’m here to help you get your financial life in order and grow wealth.  I share saving, managing, budgeting and making money tips.

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