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Madam Budget

Helping You Grow Your Financial Future

7 Tips To Stop Harassment From Bill Collectors

July 8, 2021 by Elisha. This post may contain affiliate links. 6,748 Comments

Everyone gets behind on their bills at least once in their life.  Due to different circumstances.  Some of these could be due to a job loss, low income, emergency expenses or just plain poor money management skills. If you do find yourself in a position of getting behind on your bills you may also come […]

Filed Under: bills, debt, money management Tagged With: bill collectors, collection agencies, debt

6 Easy Ways To Decorate A House On A Low Budget

May 16, 2021 by Elisha. This post may contain affiliate links. 4,943 Comments

Whether you just bought your brand new house or are a seasoned homeowner, decorating cost can be expensive.  As a homeowner myself I’ve discovered some pretty nifty ways to decorate my house and spruce up a room on a budget. Of course you don’t want your house to look cheap.  You want to find good […]

Filed Under: Budget, buy a house, first house, frugal Tagged With: decorate, first house, home decor

How To Get Approved For A Home Loan

May 7, 2021 by Elisha. This post may contain affiliate links. 3,176 Comments

You decide to buy a house.  Now what?  Unless you are in a position to pay cash for the full purchase price, you need to borrow money.  You have to get approved for a home loan and make mortgage payments to pay the borrowed money back. Do you have what it takes?  Have you taken […]

Filed Under: buy a house, first house, first time home buyer, how to buy a house

4 Ways To Establish Good Credit And Grow Your Credit Score

April 30, 2021 by Elisha. This post may contain affiliate links. 17,507 Comments

 “Your credit report and credit score are two of the most vital aspects of your financial health.” –Erin Lowry Has your credit been ruined by poor financial decisions, bankruptcy or divorce?  Looking for a way to grow your credit score but, don’t have a clue where to begin?  Having good credit and a high credit […]

Filed Under: credit report, credit score, debt

15 Flexible Ways To Make Extra Money

April 23, 2021 by Elisha. This post may contain affiliate links. 8,780 Comments

We all would like to make a little extra money every month.  Side hustles are becoming more and more popular.  There are less scams out there.  You don’t need any special expensive training to perform most of these jobs.   Most you can do from the comfort of your home. When you’re finish working your full-time […]

Filed Under: make money, money

5 Tips To Fix Up A Foreclosure On A Budget

February 17, 2021 by Elisha. This post may contain affiliate links. 17,894 Comments

You just bought your very first house and it’s a foreclosure.  Now what? The crash of the housing market and recession a few years ago had caused a fluctuation of foreclosed houses to appear on the market.  Foreclosed homes before the recession usually were huge red flags that you wanted to avoid as a first […]

Filed Under: credit report, first house, how to buy a house, money management Tagged With: buy a foreclosed house, buy a house, foreclosed home

Valentine’s Day Cards At Affordable Prices

January 16, 2021 by Elisha. This post may contain affiliate links. 122 Comments

From unique, cute and romantic find the perfect card for your special valentine.  Amazon has the right card you are looking to give this Valentine’s Day.  Whether it’s for your sweetheart, a close friend or the kiddos this list is sure to provide a card for everyone. You can never go wrong with a greeting […]

Filed Under: Budget, Holiday, toys, Valentine's Day Tagged With: budget

20 Quality Toys Under $20 (Includes a Bonus–Teen gifts!)

October 25, 2020 by Elisha. This post may contain affiliate links. 6,036 Comments

  What do you get your kids for the holiday season or their birthday? I know toys are on the list of course.  But, what type of toys?  Are you buying for your nieces or nephews?  Maybe you are a grandparent, or just a mom or dad who isn’t up to date on the latest […]

Filed Under: Budget, Holiday, Save, toys Tagged With: budget, save money, toys

10 Ways To Wisely Manage Your Tax Refund

January 19, 2020 by Elisha. This post may contain affiliate links. 144 Comments

It’s tax season and for some that means refund time.  The IRS has processed nearly 50 million returns, about one-third of the total individual federal income tax returns the agency expects to receive this year, with almost 83 percent of those returns resulting in refunds…According to www.irs.gov. So, what are you planning on doing with yours? Some […]

Filed Under: tax refund, Uncategorized Tagged With: money managament, tax refund

10 Best Budget Apps

August 31, 2019 by Elisha. This post may contain affiliate links. 2,887 Comments

We all can use a little extra help with saving and spending our money wisely. The best financial gurus sometimes slip up and forget to follow their own budget.  Stay on top of your finances by trying out one of the 10 budget apps listed below.  A budget can be hard to keep but, an […]

Filed Under: budget, budget apps, budget sheets, budget worksheets, money management, written budget Tagged With: budget, budget apps, manage money

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My name is Elisha and I’m your Madam Budget, the author and owner of this site.  I’m here to help you get your financial life in order and grow wealth.  I share saving, managing, budgeting and making money tips.

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  • 7 Tips To Stop Harassment From Bill Collectors
  • 6 Easy Ways To Decorate A House On A Low Budget
  • How To Get Approved For A Home Loan
  • 4 Ways To Establish Good Credit And Grow Your Credit Score

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